The theft of metals from insured premises is a continuing challenge and has become somewhat of an epidemic affecting historic buildings, in particular parish churches.
Ecclesiastical, a leading insurer of historic heritage properties, has seen a significant increase in metal theft claims over recent years, with the majority from Churches.
Aside from the irreplaceable loss of heritage, the financial loss of stolen metal can range from replacing the materials to repairing damaged stone work and water damage to internal furnishing should it rain before the roof is fixed.
What exactly is likely to be stolen?
The global increase in demand for metals alongside speculative investment in base metals by financial investors has caused a significant rise in the international price of metals. While lead and copper prices have fallen since their peak in 2007/8, the rewards for thieves remain high.
Roof coverings made from lead, copper and stainless steel are commonly stolen from historic buildings and churches, along with bay window roofs, copper lighting conductors, lead and copper rainwater pipes, metal garden ornaments, iron gates, bronze statues and even church bells.
Metal theft prevention checklist
To help reduce the chance of your church becoming a victim, Ecclesiastical has put together a 15-point checklist, based on their experiences. So, what do they advise you to do?
View their checklist for preventing and protecting your metal from theft here.
For more guidance on the appropriate security measures and how to report a claim, read these theft of metal prevention guidance notes from Ecclesiastical and Historic England.
